Citizens' Campus: Figures, data and forecasts - How maths is shaping private health insurance

Mathematics has played a central role in private health insurance (PHI) since its earliest days. Traditionally, it is used to calculate tariffs, calculate premiums, manage companies and distribute surpluses. The current hype surrounding data science and AI has also led to numerous new mathematical use cases. On the other hand, data protection and the requirements of the supervisory authorities pose new challenges for mathematicians in private health insurance.

The lecture will present private health insurance from the perspective of a mathematician. It will discuss how private health insurance works, how premiums are calculated (and why they are always rising), how to find fraudsters and in which other corners of private health insurance mathematics can be found. Current problems in private health insurance will be explained, the power and powerlessness of AI will be demonstrated and the tension between private and statutory health insurance will be discussed.

Speaker Dr. Martin Vielitz-Sumi has been working as a mathematician in the actuarial department of HUK-COBURG Krankenversicherung since 2013. In 2018, he and two fellow students founded the start-up "ICO-LUX", which specializes in the detection of fraud in private health insurance.

Admission: 5 euros